Health Funds, HICAPS and Payment Options

Smile Dental Clinic helps eligible patients claim available dental benefits in Kalgoorlie. Your rebate and out-of-pocket cost depend on your policy, waiting periods, annual limits, treatment and the item numbers provided.

Before treatment: ask your health fund to confirm your cover and our current provider status. We can provide a treatment estimate, but only your insurer can confirm the benefit it will pay.

HEALTH-FUND PROVIDER PROGRAMS

The following pages explain Smile Dental Clinic’s current provider arrangements and the checks patients should make before relying on a benefit.

PROVIDER PROGRAM

Bupa

Information for eligible Bupa members, including policy limits, preventive benefits and possible gaps.

Bupa dental information →

PROVIDER PROGRAM

HBF

Information about HBF dental benefits, annual limits and possible out-of-pocket costs.

HBF dental information →

Other private health funds

Eligible claims may also be available through the funds below. These listings do not promise a particular rebate or no-gap treatment.

HEALTH FUND INFORMATION

ahm

Check ahm dental extras, waiting periods, annual limits and expected benefits before treatment.

ahm dental information →

HEALTH FUND INFORMATION

Qantas Health Insurance

General information for Qantas Health members without implying nib First Choice participation at Smile Dental.

Qantas Health dental information →

nib and Smile.com.au: Smile Dental Clinic in Kalgoorlie is not currently part of nib First Choice or Smile.com.au. Read the nib information or Smile.com.au information, including details about the separate Dentists @ Canning Vale clinic.

HICAPS on-the-spot claiming

CLAIMING FACILITY — NOT A HEALTH FUND

How HICAPS works

HICAPS can transmit eligible claims to participating health funds at the clinic. Your insurer decides whether a benefit is payable and the amount paid.

HICAPS claiming information →

PREPARE FOR YOUR VISIT

Bring your membership details

Bring your current health-fund card or digital membership details. If a claim cannot be processed, you may need to pay the account and claim directly from your fund.

New-patient information →

Fees and payment options

Payment products are separate from health insurance. Approval, limits, fees and provider terms may apply.

PAYMENT OPTION

Afterpay

General information about using Afterpay for eligible dental payments at the clinic.

Afterpay information →

PAYMENT OPTION

Zip Money

General information about Zip Money applications, approval and payment conditions.

Zip Money information →

PAYMENT PLAN

National Dental Plan

Eligible applicants may be able to spread approved treatment costs, subject to finance approval and provider terms.

National Dental Plan information →

ACCESS TO SUPERANNUATION

SuperCare information

Information about applying for compassionate release of superannuation. Eligibility is determined by the relevant authorities, not the clinic.

Superannuation access information →

FEES AND ESTIMATES

Understand likely costs

Read about treatment estimates, payment methods, health-fund rebates and possible out-of-pocket costs.

Dental fees and payment options →

Government dental programs

MEDICARE PROGRAM

Child Dental Benefits Schedule

Eligible children can access benefits for specified basic dental services, subject to Services Australia eligibility and program limits.

CDBS information →

DVA ARRANGEMENTS

DVA dental care

Eligible DVA cardholders may receive approved dental services under DVA rules, referrals and prior-approval requirements where applicable.

DVA dental information →

What to check before booking

  • Confirm that your dental extras cover is active and any waiting period has been served.
  • Ask your fund about annual limits, service limits and benefits for the expected item numbers.
  • Confirm the clinic’s current provider status for your specific product.
  • Request a treatment estimate and allow for possible out-of-pocket costs.

This is general information only. Cover, provider arrangements and payment options can change, and financial eligibility does not determine whether treatment is clinically suitable.

Need help before your appointment?

Call Smile Dental Clinic in Kalgoorlie on (08) 9022 7199. For policy-specific benefit information, contact your health fund directly.

Book an appointment
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References & Further Reading

This page is based on current clinical literature and guidelines from recognised Australian and international dental and health authorities.

Content reviewed by Dr Desmond Ng, BDSc (Hons) University of Queensland | Principal Dentist, Dentists at Canning Vale. Last reviewed July 2026.

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