Yes, your superannuation can cover the cost of your dental treatment. Find out how and get more details about dental superannuation now.
Pay For Dental and Orthodontics using Super
01 Simple, Supported, and Stress Free Navigating superannuation access for dental treatment can feel overwhelming. SuperCare exists to remove that complexity entirely. As a registered SuperCare provider, Smile Dental Clinic Kalgoorlie works directly with SuperCare to help eligible patients access their superannuation funds for dental treatment faster, with less paperwork and far less stress. Our team guides you through every step of the process from your initial consultation through to your completed treatment.
02 Get Treatment Now, Not Later Dental problems do not wait. A cracked tooth gets worse. An infection spreads. A missing tooth causes neighbouring teeth to shift. Delaying major dental treatment because of the cost almost always results in more complex and more expensive treatment further down the track. SuperCare was created specifically to help Australians access the dental care they need now by using superannuation funds they have already earned. Eligible patients can access up to $25,000 from their superannuation without a lengthy government approval process, with no impact on their credit file, and with no ongoing repayments required.
03 SuperCare Connects the Dots SuperCare is an approved third party facilitator that simplifies the process of accessing superannuation funds for dental treatment. They liaise directly with your superannuation fund on your behalf, manage the documentation and compliance requirements, and ensure the funds reach your treatment provider efficiently. Your dental treatment can often begin within days of your application being approved rather than the weeks associated with direct ATO applications.
Step 1: Call 1300 888 440 to speak to a SuperCare team member who will assess your eligibility, explain the process, and answer any questions before you commit to anything. There is no obligation and no cost to make the initial enquiry. Step 2: Once approved, SuperCare manages the process of releasing funds from your superannuation and transferring them to Smile Dental Clinic Kalgoorlie so your treatment can begin without delay. Step 3: SuperCare charges a service fee for their facilitation service. This fee is transparent, disclosed upfront, and deducted from the superannuation funds released rather than charged to you separately. You will know the full cost before you proceed.
There are two main ways to access your superannuation for dental treatment. Understanding the differences helps you choose the pathway that best suits your timeline, your treatment needs, and your personal preferences. Application process: SuperCare manages the entire process on your behalf. The ATO compassionate grounds application is completed independently through the myGov portal. Processing time: SuperCare typically facilitates fund release significantly faster than a direct ATO application. ATO applications can take several weeks from submission to fund release. Service fee: SuperCare charges a transparent upfront facilitation fee deducted from released funds. The ATO process has no facilitation fee but requires more patient time and documentation management. Documentation support: SuperCare and your dental clinic handle all documentation together. ATO applications require the patient to gather and submit all documentation independently. Credit impact: Neither pathway involves a credit check or creates debt. Both access your own superannuation savings with no repayments and no interest. Eligibility criteria: Both pathways require the treatment to meet specific eligibility criteria. SuperCare provides an upfront eligibility assessment before the application is submitted. Best suited for: SuperCare suits patients who want the fastest access to funds with minimum administrative burden. The ATO direct process suits patients comfortable managing the application themselves who want to avoid a facilitation fee. Our team at Smile Dental Clinic Kalgoorlie can advise you on which pathway is most appropriate for your situation. Call us on (08) 9022 7199 or book a consultation to discuss your options.
Full funding Cover major dental treatments such as implants, crowns, and full mouth rehabilitation using your superannuation.01
Family access Use superannuation for your own treatment or, in many cases, for a partner, adult children, or dependants.02
No loan No credit checks, interest, or repayments — just your own super with a disclosed service fee.
Immediate care Skip long public waiting lists and access private treatment right away.04
Debt-free solution Avoid loans and ongoing repayments; only your super balance is reduced.
Comprehensive cover Access up to $25,000 to fund complete treatment plans, including complex restorations.06
Full funding Cover major dental treatments such as implants, crowns, and full mouth rehabilitation using your superannuation.
Family access Use superannuation for your own treatment or, in many cases, for a partner, adult children, or dependants.
Immediate care Skip long public waiting lists and access private treatment right away.
Debt-free solution Avoid loans and ongoing repayments; only your super balance is reduced.
Comprehensive cover Access up to $25,000 to fund complete treatment plans, including complex restorations.
SuperCare is designed to fund major dental treatment that represents a significant financial investment. The following treatments are most commonly funded through SuperCare at Smile Dental Clinic Kalgoorlie. Dental Implants: Single tooth implants, multiple implants, implant supported bridges, and full arch implant supported dentures. Implant treatment is the most frequently funded procedure through SuperCare given the significant upfront cost involved. Full Mouth Rehabilitation: Comprehensive treatment plans addressing multiple failing, damaged, or missing teeth across the full mouth. Often involving a combination of implants, crowns, bridges, and restorative work. Multiple Dental Crowns: Where several teeth require crowning due to significant decay, fracture, or structural damage affecting dental function and quality of life. Dental Bridges: Fixed tooth replacement spanning one or more missing teeth where the cumulative treatment cost creates a genuine financial barrier. Extensive Restorative Treatment: Major restorative work across multiple teeth involving fillings, onlays, inlays, and other restorations where the total treatment cost is significant. Important note: Routine dental care including check ups, cleans, fluoride treatments, and single simple fillings is not eligible for SuperCare funding. The treatment must represent a major dental procedure with a meaningful associated cost. Speak with our team to confirm whether your treatment plan is likely to qualify before contacting SuperCare.
01 SuperCare helps Australians unlock their superannuation to fund essential healthcare, especially rising dental costs, reducing hardship and wait times.
02 Cost should never block treatment. SuperCare makes accessing superannuation simple, transparent, and fast for eligible patients.
03 SuperCare manages compliance, fund liaison, and transfers, leaving patients with a straightforward application instead of complex ATO paperwork.
Worried about dental costs? Do not be. Smile Dental Clinic is a preferred provider for Medibank, Bupa, and HBF, and works with all major Australian health funds. We also offer flexible payment options for patients without health cover. Quality dental care should be accessible to everyone in Kalgoorlie, and we mean that.
If you are from outside Australia, you should not be filling out this form. We’re here for you when you need us! Call us to schedule an appointment, or send us an email and we’ll get back to you as soon as possible.
Supercare is a service that assists patients in accessing their superannuation early to pay for dental treatments.
Eligible treatments often include dental implants, crowns, bridges, and other major dental procedures.
Processing times vary, but applications are typically handled within a few weeks.
Yes. Service fees may apply for application assistance.
Yes. It is often used for patients needing immediate or significant dental care.
Call us on (08) 9022 7199 or book online — we’re here 6 days a week.